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PRODUCT ID:

DRN854431
AT-A-GLANCE
Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book
Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor.
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PRODUCT DETAIL

  • Keep detailed records of your monthly expenses.
  • Monthly pocket format with space for statements, bills and receipts.
  • Pre-printed, five-column layout on each pocket for itemizing that month's expenses.
  • Six-month future-reference calendar and a ruled page for general notes.
  • Twin-wire binding with sturdy, laminated paperboard cover.
  • Elastic-band closure.
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GENERAL INFORMATION
General Information
Global Product Type Ledgers & Record Books
Book-Binding Type Wire-O
Color Family Multicolor
Record-Format Type General Bookkeeping
Record-Ruling Type Custom Rule
Numbered Pages N
Refillable (Yes/No) N
Book-Binding Details Twin-Wire: Flexible Cover
Book-Cover Color Black/Green/White
Book-Spine Length 9.69"
Book Width 11.34"
Book-Cover Material(s) Laminated Paperboard
Sheets per Book 30
Sheet Size (Bound-Side First) 11 x 9
Record-Format Details Monthly Home Finances
Rows/Lines Per Page 12
Columns Per Page 5
Page Color White/Green/Black
Product Biodegradability in Days 0
Pre-Consumer Recycled Content Percent 0%
Post-Consumer Recycled Content Percent 0%
Total Recycled Content Percent 0%
Special Features Monthly Home Finance 5-Column Format
UPC 089138044117
UPCCarton 00000000000000
UNSPSC 44112005
ProductClass ORGANIZERS,PERSONAL BINDERS ONLY
BoxPackQuantity 0
BoxPackUnit
Country Of Origin CN
CartonPackQuantity 24
CartonPackUnit EA
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Item(s) : 0
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DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor. DRN854431 Monthly Home Finance Organizer, 5 Column Format, Black/Green/White Cover, 11 x 9 Sheets, 30 Sheets/Book Keep detailed records of your monthly expenses with hardcopy documentation supporting each expenditure. Unique format includes a pre-printed, five-column ledger for itemizing each months expenses, along with an associated pocket for hardcopies of that months statements, bills and receipts. A six-month future-reference calendar and a ruled page for general notes are there to help you get a jump start on next year. Sturdy, laminated-paperboard cover features twin-wire binding and an elastic-band closure to keep everything properly sorted. Monthly Home Finance 5-Column Format. Book-Binding Type: Wire-O; Book-Binding Details: Twin-Wire: Flexible Cover; Book-Cover Color: Black/Green/White; Color Family: Multicolor.